The Best Travel Credit Cards of October 2024
If you love to travel, a travel credit card can be your best friend, offering all sorts of rewards that make your trips more affordable.
Let’s dive into some of the best travel credit cards of October 2024!
Whether you’re someone who flies regularly, loves road trips, or enjoys a bit of luxury when you travel, the right credit card can help you save money, score exclusive benefits, and rack up points or miles for future trips.
Chase Sapphire Preferred® Card
If you’re looking for a travel credit card that offers flexibility and value, this one is a solid option.
Earn 2x points on travel and dining purchases and 1x points on everything else.
But the real appeal is that when you redeem points through the Chase Ultimate Rewards® portal, your points are worth 25% more.
Plus, the card comes with travel perks like trip cancellation insurance, baggage delay insurance, and no foreign transaction fees, all for a manageable annual fee of $95.
The Platinum Card® from American Express
For those who prefer a luxury travel experience, the Platinum Card® from American Express is a top choice.
While it does have a hefty annual fee of $695, the perks more than make up for it if you travel frequently.
Earn 5x points on flights booked directly with airlines or through American Express Travel, and 5x points on prepaid hotels.
The card also grants access to over 1,400 airport lounges worldwide, including the exclusive Centurion Lounges, Priority Pass lounges, and Delta Sky Clubs.
Other benefits include a $200 airline fee credit, up to $200 in Uber credits, and reimbursement for Global Entry or TSA PreCheck. For luxury travelers, this card offers unparalleled access and perks.
Capital One Venture X Rewards Credit Card
A relatively new player in the travel card market, the Capital One Venture X has quickly become a favorite for its simplicity and value.
Earn 2x miles on all purchases, making it easy to rack up rewards. Additionally, earn 5x miles on hotels and rental cars booked through Capital One Travel.
One of the standout features is the annual $300 travel credit, which can be used for bookings through Capital One Travel, effectively reducing the card’s $395 annual fee.
The card also provides access to Capital One Lounges, Priority Pass lounges, and offers robust travel insurance, making it a great option for travelers who want premium benefits without a sky-high annual fee.
Citi Premier® Card
The Citi Premier® Card is a great option for travelers who want to earn rewards not just on travel but on everyday expenses.
Earn 3x points on air travel, hotels, gas stations, restaurants, and supermarkets—categories that cover a wide range of spending.
Points can be redeemed through Citi’s ThankYou® Rewards program for flights, hotels, and more.
With an annual fee of $95, this card offers excellent value and versatility.
Plus, it has no foreign transaction fees and includes useful travel protections like trip cancellation insurance and car rental coverage, making it a strong contender for both travel and daily use.
Bank of America® Premium Rewards® Credit Card
If you’re a Bank of America customer, the Premium Rewards® Credit Card offers a solid return on your spending, especially if you’re part of their Preferred Rewards program.
Earn 2x points on travel and dining and 1.5x points on everything else.
With a $95 annual fee, it’s a cost-effective option that also offers up to $100 in annual airline incidental credits and $100 toward Global Entry or TSA PreCheck.
The card’s travel protections are impressive, covering trip delays, cancellations, and lost luggage.
If you’re a loyal Bank of America customer, this card can offer great rewards and travel benefits at a low cost.
Conclusion
When choosing a travel credit card in 2024, it’s important to consider your travel habits and which benefits matter most to you.
For general travel rewards and flexibility, the Chase Sapphire Preferred® and Citi Premier® offer excellent value. If you’re looking for luxury perks, the Platinum Card® from American Express or Capital One Venture X are top choices.
No matter your style of travel, there’s a card that can help you save money, earn rewards, and enjoy a smoother journey.
Want to see more about credit cards? Keep reading our article about how to protect yourself from credit card fraud.
