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Discover it® Cash Back Card

Earn Big Rewards with the Discover it® Cash Back Card

By: Clique Útil

The Discover it® Cash Back Card is a great way to earn cashback on your everyday purchases. You can earn 5% cashback on rotating categories each quarter, such as grocery stores, restaurants, and gas stations, after activation (up to a quarterly maximum). On all other purchases, you earn 1% cashback without limits. Plus, Discover automatically matches all the cashback you earn in your first year, effectively doubling your rewards. With no annual fee and flexible rewards, it’s a top pick for those who want to maximize cashback opportunities.

thumb_up Advantages of the Discover it® Cash Back Card

The Discover it® Cash Back Card offers valuable benefits to its cardholders. Some of its best features include:
  • done 5% Cashback on Rotating Categories
  • done 1% Cashback on Other Purchases
  • done First-Year Cashback Match
  • done No Annual Fee

thumb_down Disadvantages of the Discover it® Cash Back Card

Though the Discover it® Cash Back Card is a strong option, there are a few downsides to consider:
  • close Quarterly Activation Required
  • close Spending Cap on 5% Cashback
  • close Limited International Acceptance

help How to Apply for the Discover it® Cash Back Card

Applying for the Discover it® Cash Back Card is quick and easy. You can do it all online. Here’s the process:
  1. Visit the Discover website.
  2. Navigate to the Discover it® Cash Back Card page.
  3. Click “Apply Now.”
  4. Fill out your personal details, including your name, income, and address.
  5. Agree to the terms and conditions before submitting your application.
  6. After approval, you will receive your card within 7-10 business days.
The Discover it® Cash Back Card is an excellent cashback rewards card, especially for those who want to earn 5% on specific categories throughout the year. With rotating categories such as groceries, restaurants, and online shopping, and unlimited 1% cashback on all other purchases, it’s a great everyday card. Plus, Discover’s Cashback Match in the first year effectively doubles your earnings, making it even more rewarding for new cardholders. However, the 5% cashback is capped each quarter, and international acceptance of Discover cards may be limited, making it less ideal for overseas travel. Nonetheless, it’s a top choice for cashback seekers who want a no-annual-fee card with substantial rewards.
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