CITI DOUBLE CASH® CARD

Earn cash back with ease—2% on every purchase, everywhere!

If you’re seeking a no-nonsense credit card that rewards you for every dollar spent, the Citi® Double Cash Card might just be your ideal match.

Its straightforward approach to earning unlimited cash back—2% on every purchase (1% when you buy and 1% when you pay)—makes it a favorite among savvy spenders.

Whether you’re paying bills, shopping online, or enjoying nights out, this card’s simplicity and generous rewards structure ensure you’re always making the most of your money.

The Citi® Double Cash Card: Your Guide to Earning More

The Citi® Double Cash Card stands out as a straightforward cash-back card that prioritizes simplicity and value.

In a crowded field of credit cards offering complicated reward structures, bonus categories, and rotating offers, this card takes a refreshingly simple approach.

Let’s explore why this card deserves your attention, from its industry-leading cash-back rates to the added features that make it a practical option for everyday use.

Unlimited 2% Cash Back: Simple and Generous

The Citi® Double Cash Card’s primary appeal lies in its flat-rate cash-back structure. You’ll earn:

• 1% cash back when you make a purchase.
• 1% cash back when you pay off your balance.

This means every dollar spent and paid delivers maximum rewards, making the card ideal for those who value simplicity and consistency.

Unlike cards with rotating bonus categories or spending caps, you never have to track where or how much you’re spending to maximize rewards.

Plus, there are no restrictions on how much cash back you can earn, so the card is perfect for both occasional spenders and high-transaction users alike.

No Annual Fee: Keep More of Your Cash

One of the standout features of the Citi® Double Cash Card is its lack of an annual fee. Many cash-back credit cards come with a cost of ownership that eats into your rewards, but with this card, every dollar you earn goes directly into your pocket.

This no-cost structure makes it especially appealing for budget-conscious individuals who want a high-value card without the burden of additional fees.

Flexible Redemption Options: Spend Rewards Your Way

Cash-back rewards earned with the Citi® Double Cash Card are highly versatile. You can redeem them in multiple ways, including:

• Direct deposit or statement credit.
• Check in the mail.
• Converting cash back to Citi ThankYou® Points (ideal for travel or gift card redemptions).

This flexibility allows you to align your rewards usage with your financial goals. Whether you want to pay down your credit card balance, save for a rainy day, or fund your next trip, the choice is yours.

Introductory APR Offer: Manage Big Expenses with Ease

If you have a large purchase coming up or need time to pay down existing balances, the Citi® Double Cash Card offers a 0% introductory APR on balance transfers for 18 months. After the promotional period, a variable APR of 19.74%–29.74% applies.

While balance transfers are subject to a fee (either $5 or 3% of the transfer amount, whichever is greater), the extended introductory period can still provide significant savings on interest, making it a smart choice for debt consolidation.

Extra Security and Benefits

The Citi® Double Cash Card also comes packed with added features to make your life easier and safer:

• Citi® Identity Theft Solutions: Assistance in resolving identity theft issues.
• 24/7 Customer Support: Help whenever you need it.
• Digital Wallet Compatibility: Use your card seamlessly with Apple Pay®, Google Pay™, or Samsung Pay®.
• Contactless Payments: Tap to pay for quick and secure transactions.

These extras enhance the card’s value, ensuring you have peace of mind while enjoying its rewards.

Conclusion: Simplicity Meets Value

The Citi® Double Cash Card offers a winning combination of simplicity, flexibility, and value. With unlimited 2% cash back, no annual fee, and easy redemption options, it’s designed for people who want hassle-free rewards on everyday purchases.

If you’re tired of tracking bonus categories or paying annual fees, the Citi® Double Cash Card may be the perfect addition to your wallet. It’s a reliable option for maximizing rewards with minimal effort.

Take control of your cash-back journey today—apply for the Citi® Double Cash Card and start earning on every purchase and payment!